Macro-prudential and financial stability statistics to improve financial analysis of exposures and risk transfers

In fact, looking only at the level of an individual bank's balance sheet, the analysis and evaluation of risk exposures have become considerably more complex. First, technology and modeling advances have added complex products to banks' traditional exposures thereby complicating risk evaluation. Second, the evolution of banking activities and business strategies has meant that the credit risk of assets is no longer necessarily the principal source of risk for banks. In addition, high leverage and maturity mismatch have made institutions particularly sensitive to even small changes in some of these risks.